Advisory

Why you are not in debt and how to prove it.

Almost all debt is an illusion. The bank didn't have the money it says it lent you, neither did your credit card provider. The deception is that you created the source of wealth, which the bank stole from you, lent back and then charged you interest and possibly an arrangement fee for the privilege. If you aren't convinced, there are numerous websites you can visit that explain in more depth. There are links to some of these in the 'Useful Websites' section.

There are many approaches to tackling this issue and the one you choose will depend on your own circumstances and preferences. There are no right or wrong options, but the one you choose should one that you understand and are comfortable with. Below are some case studies and we strongly recommend that you take time to do your own research before you start the process of unravelling the web that your lender has spun.